Simple Pricing

Pay for what you use.
Nothing more.

No monthly fees. No minimum balances. No hidden charges. Just straightforward pricing that makes sense.

Personal

$0/month

Free to use. Pay only transaction fees when you move money.

  • Personal wallet & P2P transfers
  • Digital dollar balance (USDvt)
  • Activity history & receipts
  • Family money tools
  • Private Spend Card
  • Mobile wallet support
  • Instant internal transfers
  • Basic support
Most Popular

Business

$0/month

No monthly fee. Volume-based pricing for larger operations.

  • Everything in Personal, plus:
  • Business wallet & vendor payments
  • Organization roles & permissions
  • Delegated wallet access
  • Treasury management
  • Approval-based payout runs
  • Contractor batch payments
  • Priority support
  • API access (coming soon)

Transparent Fees

See the difference.

Action
TapCash
Traditional
Internal USDvt Transfer
Free
$0-25
External USDvt Transfer
~$0.01
N/A
ACH Transfer
$0-1
$0-3
Wire Transfer
$15
$25-50
International Transfer
1-2%
3-5% + fees
Token Swap
0.5%
1-3%

Included with every account.

Instant Movement

USDvt transfers settle in under 2 seconds, 24/7/365.

Global Reach

Send to 180+ countries without the wire transfer headache.

Private Spend Card

Fund a separate card for shopping without exposing your bank details.

Approval Workflows

Business accounts get role-based payout approvals built in.

Common questions

Is there really no monthly fee?

That's right. Both Personal and Business accounts are free to open and maintain. You only pay when you move money, and even internal USDvt transfers are free.

What's the Private Spend Card?

It's a separate spending card you can fund from your TapCash balance. Use it for online shopping, in-store purchases, or add it to your phone wallet — all without exposing your primary bank card details.

How do approval-based payouts work?

Business accounts can set up payout runs that require approval before execution. Define who can create payouts, who approves them, and who executes — all with a clear audit trail.

Are there volume discounts?

For businesses moving significant volume, we offer custom pricing. Contact us to discuss your needs.

Ready to move money
the way it should work?

Join thousands of founders, operators, and families who stopped waiting for banks and started moving faster.

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App Store

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Google Play