Personal Account

Your money.
Faster. Simpler. Yours.

TapCash Personal gives you instant money movement, family tools, and a private spend card — all in one place. No monthly fees. No bank delays. Just money that works.

View Pricing

Available Balance

$2,450.00

Sent to Alex

Just now

-$45.00

Received from Mom

2 hours ago

+$200.00

Spend Card Purchase

Yesterday

-$32.50

Everything you need.
Nothing you don't.

Digital Dollar Balance

Hold USDvt in your wallet — a digital dollar backed 1:1 by USD. Instant transfers, no bank delays.

Send & Request Money

Pay friends, split bills, or request money. Transfers between TapCash users are instant and free.

Clear Activity History

Every transaction logged with receipts, notes, and categories. Know where your money goes.

Global Payments

Send money to 180+ countries faster and cheaper than traditional wire transfers.

New Feature

Private Spend Card

A separate spending card funded from your TapCash balance. Use it online, in-store, or add it to your phone wallet — all without exposing your primary bank card details.

  • Fund from your TapCash balance instantly
  • Shop online without exposing bank card details
  • Use at participating merchants in-person
  • Add to Apple Pay or Google Pay
  • Set spending limits and controls
  • Separate from your primary bank account

Private Spend Card

**** **** **** 4521

Bank details

Protected

Family Money

3 members

Alex (Teen)

$25/week

Paid today

Sam (Teen)

$20/week

Due tomorrow

Jordan (Child)

$10/week

Paid today

Family Tools

Money lessons that stick.

Turn allowances into teachable moments. Set up automatic payments, connect money to chores, and watch your kids develop real financial skills.

Scheduled Allowances

Set up automatic weekly or monthly allowances that arrive on time, every time.

Chore-Based Rewards

Connect payments to completed tasks. Kids earn, parents approve.

Parent Visibility

See every transaction. Set limits. Approve or block purchases in real time.

Financial Education

Built-in tools that help kids understand saving, spending, and budgeting.

Everyday money, simplified.

Split rent with roommates

Request exact amounts, track who's paid, no awkward reminders.

Pay the babysitter

Instant payment, no cash needed, receipt for both parties.

Shop online privately

Use your Spend Card so merchants never see your real bank details.

Send to family abroad

International transfers in seconds, not days. Fraction of the cost.

Ready to move money
the way it should work?

Join thousands of founders, operators, and families who stopped waiting for banks and started moving faster.

Download on the

App Store

Get it on

Google Play